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[Martin_1962]

Is so depressing, been checking statements.

Additionals are a meal for Sues birthday, £100 spent at VX and tools, £92 filling

However over £400 at Tescos, over £200 utilities

In fact utilities and council tax about equal to mortgage

[Entwood]

Thats not good .... been there got the T-shirt ...  in 1978 when the mortgage rate hit 18% at one stage my standing orders per month were more than my pay .. luckily we managed to sit it out but it was close ... My mum was lending me money to buy bread and baked beans .. thats what we lived off for 3 months !!  Luckily, at that time, we had no kids.. so it was just us.

Then Chris found a job and we (the Forces) got  a huge pay rise from the labour government trying to "buy" our votes ... my wages went from £5700 a year to £7100 ...

We found some paperwork last year and had a laugh ... at that stage my mortgage for the basic house was double what I was paying 6 years later after 2 extensions !!!  18% and 6% interest rates were very very different !!

I suppose the moral of this is "stick it out"... things go around and improve, then go around again and get worse ... it just depends where you are sitting in the cycle ... this time round we have no mortgage when the rates are low, but have savings that are doing sweet F all ..

[dbug]

Financial ruin mate

[Martin_1962]

This month will be slightly ahead - I have had £150 paid in from paypal, so that will help, but then school fees are due , luckily we do have help with those (80% bursary and MIL cheque).

That filling was painfull financially, it would have been less different but the 2 PP transactions had not gone through, also I did spend £200 on PP last month (heads & oil cooler).

My wife commented on me buying two magazines and a map!

All the utilities have shot up. Electric 40, gas 60, phone&BB nearly 60, I am investigating all of those - but I did owe BT a bit through low DDs.

I worked out take away filling, oil cooler, heads, tools, car bits, birthday meals ect I would have been just ahead.

[Field Marshal Dr. Opti]

Is so depressing, been checking statements.

Additionals are a meal for Sues birthday, £100 spent at VX and tools, £92 filling

However over £400 at Tescos, over £200 utilities

In fact utilities and council tax about equal to mortgage

I feel a Mr Micawber quote ..............coming on Martin.

[cem_devecioglu]

Is so depressing, been checking statements.

Additionals are a meal for Sues birthday, £100 spent at VX and tools, £92 filling

However over £400 at Tescos, over £200 utilities

In fact utilities and council tax about equal to mortgage

Similiar problem here..

Only extras balance it..And after the crunch extra jobs also diminish..

[tunnie]

more reasons for me to stay at home!

[Kevin Wood]

more reasons for me to stay at home!

Even more reasons to snip up a bargain property though. :-/

Kevin

[TheBoy]

This month will be slightly ahead - I have had £150 paid in from paypal, so that will help, but then school fees are due , luckily we do have help with those (80% bursary and MIL cheque).

That filling was painfull financially, it would have been less different but the 2 PP transactions had not gone through, also I did spend £200 on PP last month (heads & oil cooler).

My wife commented on me buying two magazines and a map!

All the utilities have shot up. Electric 40, gas 60, phone&BB nearly 60, I am investigating all of those - but I did owe BT a bit through low DDs.

I worked out take away filling, oil cooler, heads, tools, car bits, birthday meals ect I would have been just ahead.

You had my sympathy all the way until I read that.  Now I'm green with envy....

[pscocoa]

phone and BB is high

[Martin_1962]

phone and BB is high

Just over £30 a month rental and I was around £100 behind, around £10 of calls a month

Top level BT Broadband and we can't go down to option 2 as we blow its usage levels

Can't change due to BT Vision box

[Martin_1962]

This month will be slightly ahead - I have had £150 paid in from paypal, so that will help, but then school fees are due , luckily we do have help with those (80% bursary and MIL cheque).

That filling was painfull financially, it would have been less different but the 2 PP transactions had not gone through, also I did spend £200 on PP last month (heads & oil cooler).

My wife commented on me buying two magazines and a map!

All the utilities have shot up. Electric 40, gas 60, phone&BB nearly 60, I am investigating all of those - but I did owe BT a bit through low DDs.

I worked out take away filling, oil cooler, heads, tools, car bits, birthday meals ect I would have been just ahead.

You had my sympathy all the way until I read that.  Now I'm green with envy....

A band appliances, CFLs, heating no higher than 18c. TV uses more than the old CRT

[Vamps]

This month will be slightly ahead - I have had £150 paid in from paypal, so that will help, but then school fees are due , luckily we do have help with those (80% bursary and MIL cheque).

That filling was painfull financially, it would have been less different but the 2 PP transactions had not gone through, also I did spend £200 on PP last month (heads & oil cooler).

My wife commented on me buying two magazines and a map!

All the utilities have shot up. Electric 40, gas 60, phone&BB nearly 60, I am investigating all of those - but I did owe BT a bit through low DDs.

I worked out take away filling, oil cooler, heads, tools, car bits, birthday meals ect I would have been just ahead.

You had my sympathy all the way until I read that.  Now I'm green with envy....

A band appliances, CFLs, heating no higher than 18c. TV uses more than the old CRT

I wish, my Gas and Electric DD is £189 per month.  3 bed, 30's semi

[Mr Skrunts]

Gas            £34.00
Electric      £42.00
Water      £10.00
TV            £12.12
Sky            £19.50
ISP            £21.00
Telephone       £27.00

Electric and TV have just been upped.  Sky was reduced by £2.  Gas will be increased to approx £40/42 next increase.

2 bded mid town house.  Just single open flame gas fire and cooker on gas.  5 x 3kw wall heaters but never used.

[cem_devecioglu]

Gas            £34.00
Electric      £42.00
Water      £10.00
TV            £12.12
Sky            £19.50
ISP            £21.00
Telephone       £27.00

gas 34 £.. :-?

only this month mine was 70 £.. before never dropped below 150 £..

are you living in a tropical island