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Author Topic: Slight insurance issue  (Read 1356 times)

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JamesV6CDX

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Slight insurance issue
« on: 06 May 2009, 21:49:02 »
Back last year, I changed to Swiftcover at renewal time, when I bought the 406 TD - as it was a much better quote.

Just enquired about insurance for the Miggy, now it is nearly done, and - they won't cover me.  >:(

I am 25, clean driving licence held since I was 17, 6 years no claims and no fault accidents.

Apparently the engine is too big.

Problem is - if I switch companies - I lose no claims I've built on this Policy....
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TheBoy

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Re: Slight insurance issue
« Reply #1 on: 06 May 2009, 21:51:45 »
shit happens.....
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Vamps

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Re: Slight insurance issue
« Reply #2 on: 06 May 2009, 21:52:03 »
Why would you loose your no claims, this normally transfers between companies :-/
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JamesV6CDX

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Re: Slight insurance issue
« Reply #3 on: 06 May 2009, 21:52:31 »
Quote
Why would you loose your no claims, this normally transfers between companies :-/

Only if you complete the full year of the Policy, I believe...
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miggcddave

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Re: Slight insurance issue
« Reply #4 on: 06 May 2009, 21:52:52 »
how will you lose your no claims then  :-? i thought they stay with you who ever you get insurance off . i know mine do  :y
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JamesV6CDX

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Re: Slight insurance issue
« Reply #5 on: 06 May 2009, 21:52:52 »
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shit happens.....

It does - for strange reasons...  ;D
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Elite Pete

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Re: Slight insurance issue
« Reply #6 on: 06 May 2009, 21:53:18 »
How do you lose you no claims?
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JamesV6CDX

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Re: Slight insurance issue
« Reply #7 on: 06 May 2009, 21:53:38 »
RE the no claims - I will rephrase -

I won't lose ALL my no claims - just what I've built up so far this year....
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m1ct

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Re: Slight insurance issue
« Reply #8 on: 06 May 2009, 21:53:53 »
James, what engine have you got in there then?  :-/
I was 25 when took on my first 3.0 miggy and only had uk licence for 5months...
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TheBoy

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Re: Slight insurance issue
« Reply #9 on: 06 May 2009, 21:54:25 »
he would lose the 6months no claims since he's had this shite policy
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Vamps

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Re: Slight insurance issue
« Reply #10 on: 06 May 2009, 21:55:06 »
Quote
Quote
Why would you loose your no claims, this normally transfers between companies :-/

Only if you complete the full year of the Policy, I believe...

I can understand that, but you would still have 5 years, which is the same as if you had renewed with your current insurer as a part year won't count anyway. :y
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hotel21

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Re: Slight insurance issue
« Reply #11 on: 06 May 2009, 21:55:22 »
Let the current year run.  How long till it ends?  Transfer the current no cl;aims less th eongoing year to the new company (that you have still to find) and take it on the chin.

Otherwise, run the Pug until the curent year ends and transfer full no claims then.

thought you had a traders policy anyway?  If so, whats the prob?   :-?
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Elite Pete

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Re: Slight insurance issue
« Reply #12 on: 06 May 2009, 21:55:27 »
Ah right.
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miggcddave

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Re: Slight insurance issue
« Reply #13 on: 06 May 2009, 21:56:19 »
Quote
RE the no claims - I will rephrase -

I won't lose ALL my no claims - just what I've built up so far this year....
have you tried compare the meerkat . com ;D ;D :D
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JamesV6CDX

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Re: Slight insurance issue
« Reply #14 on: 06 May 2009, 21:58:40 »
Quote

Otherwise, run the Pug until the curent year ends and transfer full no claims then.


Yes, that is what I shall do....

Quote


thought you had a traders policy anyway?  If so, whats the prob?   :-?


I have insurance that covers me to work on cars, and will cover me for public liability if any problems occur as a direct result of any work that I do.

I don't have insurance that will just let me jump in any car and drive it.... (unless it already has a Policy of it's own...)
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