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Author Topic: is it wrong...  (Read 3260 times)

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albitz

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Re: is it wrong...
« Reply #15 on: 10 September 2009, 20:03:09 »

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To spend 10k on a bike  ::)

Yes. Buy a car.

Show me a car that does 0-60 in 3.2 seconds, does 50mpg, comfy as a range rover, and can go off road? For 10k  ;)

Worked out i would need about 7k on Fiance, i might actually be able to make a profit on my current bike  ;D

Despite my reputation here for being a student, i work hard for my money. I did not do well at school my highest grade was a C in Business Studies.

I now earn £250 a day, and got a possible second contract at £320 a day. So quite chuffed about things at the moment.

I don't spend my money, I don't go out clubbing / drinking, i don't smoke, and don't waste my money in a pub.

With my new job at Sky starting soon, this will be a little present to myself. I will be able to use to to commute as well. (something i can't do with my current bike)

Father Tunnie works in the Isle of Man and has an apartment out there, with my 3 days on 3 days off rota at Sky, i fancy taking a ride up there and going around the mountain roads.  Also thinking of working longer stints in a row, and maybe riding to places like Norway. Benefit of the GS is the huge storage, which would allow me to go camping while touring on it.
Stay in a hotel ya tight sod! :D ;D ;D
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feeutfo

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Re: is it wrong...
« Reply #16 on: 10 September 2009, 20:04:29 »

that lump is pre war design. Would never ever buy a bike through a dealer, ever. Massive mark up.
Use them for info, test rides, what ever, then buy what you want privately.

While i see your points re size and range, its not that vital to match the bike to your inside leg, you do need a good foot on the ground to save dropping the bugger.

To answer your Q, not just wrong. Thats an obscene amount of money mate. Seriously. Esp when you consider what its based on.
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tunnie

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Re: is it wrong...
« Reply #17 on: 10 September 2009, 20:10:50 »

facelift Omegas are based on carlton / senator... they turned out alright!

Usually i would not go to a dealer, but the BMW warranty's are very impressive.
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dalyoftelford

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Re: is it wrong...
« Reply #18 on: 10 September 2009, 20:11:59 »

Good choice mate ... Enjoy it !

Id spend 10k on that all day long ( Mine was £9750)

Have fun mate !!

I can highly recomend island hoping in the western isles onthe BM  ;D!!

Cheers

Paul
« Last Edit: 10 September 2009, 20:12:38 by dalyoftelford »
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albitz

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Re: is it wrong...
« Reply #19 on: 10 September 2009, 20:12:58 »

I would beg to differ,I remain convinced that the Senator was a much better car,just a shame they didnt rustproof it.
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tunnie

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Re: is it wrong...
« Reply #20 on: 10 September 2009, 20:16:08 »

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Good choice mate ... Enjoy it !

Id spend 10k on that all day long ( Mine was £9750)

Have fun mate !!

I can highly recomend island hoping in the western isles onthe BM  ;D!!

Cheers

Paul

Wow some that actually like the GS  ;D
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Dr_X

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Re: is it wrong...
« Reply #21 on: 10 September 2009, 20:16:41 »

I must have spent 10k already this year on me and my two sons racing motorbikes...its always worth it when bikes are involved.

Have you considered selling a family member to fund the BM..... ;D
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tunnie

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Re: is it wrong...
« Reply #22 on: 10 September 2009, 20:22:18 »

not needed  ;D

7k on fiance works out at about £220 a month, so just over 2.6k a year to pay back, over 3 years. Which is very affordable.
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Mr Skrunts

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Re: is it wrong...
« Reply #23 on: 10 September 2009, 20:24:11 »

At the end of the day I reckon you have allredy decided you are buying the bike. So my question is now this.  Why take on 70% of it on finance when you allready have the cash in savings.  Only reason I can see isa taxable benifit, but then you can only claim the work mileage in benfits/costs etc.  At the end of the daay, if no benifit tax wise then why let the finance company make money from you?
« Last Edit: 10 September 2009, 20:25:14 by skruntie »
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tunnie

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Re: is it wrong...
« Reply #25 on: 10 September 2009, 20:26:19 »

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At the end of the day I eckon you have allredy decided you are buying the bike. So my question is now this.  Why take on 70% of it on finance when you allready have the cash in savings.  Only reason I can see isa taxable benifit, but then you can only claim the work mileage in benfits/costs etc.  At the end of the daay, if no benifit tax wise then why let the finance company make money from you?

To spread the cost, i will continue to build my house deposit fund. With Sky i get to expense all travel costs, so i won't actually be spending much of my pay cheque, so it makes it very affordable.

Costs about £960 for the loan over the 3 years which is not too bad i think.
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Mr Skrunts

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TheBoy

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Re: is it wrong...
« Reply #27 on: 10 September 2009, 20:32:46 »

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At the end of the day I eckon you have allredy decided you are buying the bike. So my question is now this.  Why take on 70% of it on finance when you allready have the cash in savings.  Only reason I can see isa taxable benifit, but then you can only claim the work mileage in benfits/costs etc.  At the end of the daay, if no benifit tax wise then why let the finance company make money from you?

To spread the cost, i will continue to build my house deposit fund. With Sky i get to expense all travel costs, so i won't actually be spending much of my pay cheque, so it makes it very affordable.

Costs about £960 for the loan over the 3 years which is not too bad i think.
so use the car (which you will until spring anyway - bikes soon suffer if used in winter, assuming you can handle the cold and a big top heavy bike in the poor weather
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tunnie

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Re: is it wrong...
« Reply #28 on: 10 September 2009, 20:34:17 »

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2008 FJR is same money as the Adventure, BMW does not look that expensive now!

http://search.autotrader.co.uk/es-uk/www/bikes/YAMAHA+FJR/Ne-2-4-7-8-27-64-104-133-146-236,N-17-239-4294960941-4294967155/advert.action?R=200934340483071&distance=121&postcode=NN29+7NR&channel=BIKES&make=YAMAHA&model=FJR&min_pr=4000&max_pr=&max_mileage=&vehicleYearOfManufacture=2008&vehicleRegLetter=08


Far better looking bike and a year younger.

I actually prefer the looks of the GS, has more presence. You see it comming down the road, FJR blends in with every other bike.
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tunnie

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Re: is it wrong...
« Reply #29 on: 10 September 2009, 20:35:15 »

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At the end of the day I eckon you have allredy decided you are buying the bike. So my question is now this.  Why take on 70% of it on finance when you allready have the cash in savings.  Only reason I can see isa taxable benifit, but then you can only claim the work mileage in benfits/costs etc.  At the end of the daay, if no benifit tax wise then why let the finance company make money from you?

To spread the cost, i will continue to build my house deposit fund. With Sky i get to expense all travel costs, so i won't actually be spending much of my pay cheque, so it makes it very affordable.

Costs about £960 for the loan over the 3 years which is not too bad i think.
so use the car (which you will until spring anyway - bikes soon suffer if used in winter, assuming you can handle the cold and a big top heavy bike in the poor weather

It did'nt feel top heavy at-all, i was even filtering at speeds of less than 5mph, with my feet on the pegs.

Have you actually ridden one?
« Last Edit: 10 September 2009, 20:35:47 by tunnie »
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