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[Lizzie_Zoom]

Well despite the talk of "Authorization to Repair" by RSA and the repair garage, it turns out that my poor car is to be written off .

No surprise really to many, including me, but why the hell did the insurance and garage people use that previous phrase, and why has it taken 11 days for them to finally contact me and make an offer??!!

Anyway, the offer at the moment is £1,500, or I could retain the car and receive £1,140 (allowing for a 24% reduction).   

I have obviously stated I am not happy with the offer, and the claims assessor has challenged me to find adverts of a like for like Omega so he can ask RSA for more.

The question is also could it be repaired with second hand parts, and how much would this cost? :-/ :-/  Unlike with mechanical matters, I have not got a clue about bodywork repairs!!

Advice on this would be most welcome please!

[LaserLance]

Sorry to hear they want to write your car off ,lizzie   hopefully you will get a better offer and find a suitable replacement for it 

[tunnie]

its no surprise to me either looking at the damage.

Looking at the amount needed to be replaced / re-sprayed it don't think its going to be economical to repair.

I would take the money, keep the car and break it.

[Entwood]

Sorry to hear that ... I thought ""Authorization to Repair" meant exactly that ..

You could try pointing the assesor here ...

http://users.autoexposure.co.uk/rogerbuddenautomobiles/search.cfm?

(then click "showroom")

A few highly priced miggies that show they are worth something ..... 

[Lizzie_Zoom]

Sorry to hear that ... I thought ""Authorization to Repair" meant exactly that ..

You could try pointing the assesor here ...

http://users.autoexposure.co.uk/rogerbuddenautomobiles/search.cfm?

(then click "showroom")

A few highly priced miggies that show they are worth something ..... 

Thanks Entwood

Just wish I could afford one of those!

[Elite Pete]

I'm sorry to say it Lizzie but I knew you wouldn't get the car back repaired

I also dont think its worth trying to repair it as the rear quater is welded to the car plus it may well need a pull to straighten the chassis out 

[Martin_1962]

Well despite the talk of "Authorization to Repair" by RSA and the repair garage, it turns out that my poor car is to be written off .

No surprise really to many, including me, but why the hell did the insurance and garage people use that previous phrase, and why has it taken 11 days for them to finally contact me and make an offer??!!

Anyway, the offer at the moment is £1,500, or I could retain the car and receive £1,140 (allowing for a 24% reduction).   

I have obviously stated I am not happy with the offer, and the claims assessor has challenged me to find adverts of a like for like Omega so he can ask RSA for more.

The question is also could it be repaired with second hand parts, and how much would this cost? :-/ :-/  Unlike with mechanical matters, I have not got a clue about bodywork repairs!!

Advice on this would be most welcome please!

Crap offer, insist on enough for a 3.2 Elite

[Ken T]

That's a shame Lizzie, as has been said it looks as if it needs a pull on a jig in case the floor is damaged and to ensure the rear shell is not distorted and doors open properly. Replacing a rear wing is not impossible, I did so on my last miggy, but you start getting into questions about shell strength in case of a further accident etc.

As regards similary speced cars, remember this http://www.omegaowners.com/forum/YaBB.pl?num=1255430703

Ken

[Field Marshal Dr. Opti]

Sorry to hear of your miggies demise  :- :-/ :-Lizzie...........However £1500......is not a bad offer.........and if you hold out .....it may well be improved.

[Del Boy]

Sorry to hear that LZ, defiantely hold out for a better offer as your car was so clean 

[HolyCount]

Another one bites the dust I am afraid. TBH that's not a bad first offer -- but the rule is always try for more  At the least go for the full offer with the return of the car. You will get a few quid for parts.

[pedroMV6]

My missis works in car insurance on the legal side, dealing with claims and injuries from RTAs.

As said, you need to prove the car's worth and pointing out adverts is a good start and throwing a shedload of figures at them might just convince them.

Always reject the first offer only if you are absolutely sure the car is worth more and doesn't have any undeclared mods.

Don't let them take the salvage away (OK, so not always an ideal option) from you, as you could end up paying for storage as the case goes on.

Good luck, and pm me for any other advice (it might take a while for her to reply though).

[cem_devecioglu]

Here in Turkey we consider those as an unimportant accident and repair them within 3-4 days..

but if you are very fussy (or picky dont know the suitable word) like me I would measure the distances and compare them to another miggy .. and also check the rear parts..and if necessary bring them to the original measurements by a machine called robot (here) which I do for every car I own..

Of course this will increase the repair cost and time..but its worth..

however in your country repair costs are extremely high and car prices are unbelievably low.. so you decide.. :-/

[KillerWatt]

The question is also could it be repaired with second hand parts, and how much would this cost?

You can repair it with anything you like so long as it has not been tagged as a Cat A or Cat B (obviously you still have to make sure you comply with the Construction & Use Act).

As far as cost goes, that depends on whether you are doing it yourself (or getting someone to do it for you) - or whether you hand it over to a bodyshop.

As already said, £1500 is a good offer (in fact, that is maximum book), although I certainly wouldn't accept the excess of £360.

[Tony H]

Sorry to hear about your Mig Lizzie, when concidering the insurance offer make sure that you compare the offer with dealer price not private or trade in theirs a heck of a difference