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[steve_daly]

That time of year has come up and it's time for my insurance renewal. When I bought the Mig I had just over a month or so to run on my current policy so thought the price increase (I pay monthly) was just making up the difference and some added admin fee's etc.

Post arrived this morning and the price for the comming year from Tesco's is £494.55 fully comp.

I'm 41 this year and have 7 years NCB and to me, almost £500 seems a little steep

So naturally it got me wondering what other folks on here pay per year and who you are insured with. Sorry if it's been asked before, but I couldn't find anything

[zirk]

Try Swiftcover.com they always seem to come up best for me, Im a lot older than you, but do have full NCB and no points.  £155 full com inc business cover.

[Lizzie_Zoom]

£430 fully comp with windscreen cover through the AA

[Mr Hagon]

I bounce between Admiral, elephant and Bell.  They're all part of the same group of companies and will price match between themselves.

It just so happens that I renewed today, cost me £420 for fully comp, guaranteed with two named drivers added, maximum NCB.  Just a shame that I wrote off my previous Omega last year otherwise it would have been £100 less  .

[steve_daly]

It's funny but considering it's just for social use and not buisiness/commuting or anything you would think that my 'employment details' wouldn't make a difference but they do.

If I tell them I'm a teacher it brings the cheapest quote down to £332.71

It's such a rip off

[zirk]

Dont ask me why but adding Business use to swiftcover makes it £10 cheaper for me.

[Mysteryman]

You must change your insurance company every year. It's a pain but you will get a cheap quote every time as they are hoping to keep your business in later years, when they increase the premiums.

[steve_daly]

To be fair, Tesco's have remained consistently cheaper for me over the years than most others that's why I haven't changed for years.

I'm seriously thinking about becoming a teacher

[Entwood]

Due to the facts that I have an Irmscher Body kit, Towbar and LPG fitted, most "on-line" places reject me due to "modifications". Was with Elephant last year .. the premium this year was stupid, mainly due to them taking over 6 months to sort out a claim where the guy hit me ... funnily enough it was sorted one month after I left them .... in my favour.

So I've ended up with "Adrian Flux" .. and although I have not had to claim .. so far very impressed. Good price, better cover than Elephant.

Premium this year for Me & SWTSMBO - Age 58, Fully Comp, 11 years no claim ... £195

[Lazydocker]

Always check with price comparison sites/Direct Line etc... Swiftcover were best for both our cars this year and it was the renewal price, not the new customer price!

Tesco's have insured our home for the last 5 years... Every renewal is high but a call and they will price match (or close enough not to bother changing)

[User]

As STMO123 says, it pays to shop around every year.
Last year my partners quote was £207 for fully comprehensive cover in her 3 litre Omega with all the protection you can think of. She is 36 years old and has a 19 year accident and conviction free driving record, and she has never claimed on any insurance policy in her entire life.
For some reason, this years renewal for her was just shy of £470.

When I queried the massive price hike, I was told that the reason for such a big increase was because other people were having accidents.
My response to that was "So let me get this straight, even though my partner has just accrued another year of accident free driving, her insurance has more than doubled in the space of a year because other people do not know how to drive?"
The answer I received was a plain yes 

Needless to say, her current insurers will not be getting our business next week when the insurance expires.

[steve_daly]

So I've ended up with "Adrian Flux" .. and although I have not had to claim .. so far very impressed. Good price, better cover than Elephant.

Premium this year for Me & SWTSMBO - Age 58, Fully Comp, 11 years no claim ... £195

Was Adrian Flux that came up with £332. Swift cover and most of the other usual BIG names are within the same price bracket. I have been using the price comparision sites as I am far too lazy to hunt around myself...

[Field Marshal Dr. Opti]

Esure ....fully comp....£185.....for myself and wife to drive....only £166 last year....bas##rds

[Field Marshal Dr. Opti]

You must change your insurance company every year. It's a pain but you will get a cheap quote every time as they are hoping to keep your business in later years, when they increase the premiums.

The old boy ...is right.....I usually have to change every year or two ..

[Field Marshal Dr. Opti]

£430 fully comp with windscreen cover through the AA

 That much?......and at your age ....Lizzie..