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Author Topic: Insurance renewal  (Read 2759 times)

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Mr Skrunts

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Re: Insurance renewal
« Reply #15 on: 07 July 2010, 18:58:50 »

Quote
To be fair, Tesco's have remained consistently cheaper for me over the years than most others that's why I haven't changed for years.

I'm seriously thinking about becoming a teacher ::)




Get a couple of quotes else where and then challemge tesco's price, just dont tell what you were quoted, coz if you were offered it £30 cheaper else where then tesco's only need knock off another £5 to beat them, where as not knowing the quote they may knock £50/75 or even more off.
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pscocoa

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Re: Insurance renewal
« Reply #16 on: 07 July 2010, 18:59:24 »

Adrian Flux are dodgy - you have to watch their paperwork - they had to refund me when I challenged why the Norwich Union certificate did not match the cover they had sold me. Kept spinning tales until I threatened ombudsman action. Admiral is pretty good - £180 for Omega but a lot depends on mileage you do - just have 3000 miles pa for Omega these days. Signum is £350 with 15000 miles per annum.
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steve_daly

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Re: Insurance renewal
« Reply #17 on: 07 July 2010, 19:22:26 »

I'm going to call Tesco's tomorrow and see what they say, as obviously it's just a system generated quote.

Tried Esure, they were over £600 but by no means the most expensive. The highest so far is £9,519.81 from Auto Direct :o That's a deposit of £1907.86 followed by ten resonable £873.80 monthly installments. They only want an extra £33 for leagal protection, bagain.

I think that alone goes to prove that the whole insurance thing is a complete lottery....

Gonna keep plugging on, got a few more that the comparison sites don't throw up.
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hercules

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Re: Insurance renewal
« Reply #18 on: 07 July 2010, 19:31:13 »

Quote
To be fair, Tesco's have remained consistently cheaper for me over the years than most others that's why I haven't changed for years.

I'm seriously thinking about becoming a teacher ::)



ive been with tesco for 7 years,car,home and life..no one can touch them at renewal time
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Mr Skrunts

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Re: Insurance renewal
« Reply #19 on: 07 July 2010, 20:07:05 »

Try poping into a local insurance shop where you live and see what they can offer.
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Lizzie_Zoom

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Re: Insurance renewal
« Reply #20 on: 07 July 2010, 20:29:00 »

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Quote
£430 fully comp with windscreen cover through the AA ;) ;)


 That much?......and at your age ....Lizzie.. ::) ::) ;)


Yes, because I have always opted for quality insurance so if anything goes wrong, as it did last year when that idiot ran into me, I get full cover and assistance, with AA legal backup and no hassle.  In all Optimist that gave me and my passengers effectively £4,200 + a quality loan car for 7 weeks, when all was taken into account 8-) 8-) 8-)
« Last Edit: 07 July 2010, 20:29:26 by Lizzie_Zoom »
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Vamps

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Re: Insurance renewal
« Reply #21 on: 07 July 2010, 22:11:15 »

Quote
It's funny but considering it's just for social use and not buisiness/commuting or anything you would think that my 'employment details' wouldn't make a difference but they do.

If I tell them I'm a teacher it brings the cheapest quote down to £332.71 :D

It's such a rip off >:(

Sadly My job put the price up quite a bit..... :( :(
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shaggydog

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Re: Insurance renewal
« Reply #22 on: 07 July 2010, 22:27:26 »

Axa fully comp with named driver £300:00. £150:00 on my 3.0 elite ex plod on a 96 plate. Price comparison sites are the way to go.
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Field Marshal Dr. Opti

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Re: Insurance renewal
« Reply #23 on: 07 July 2010, 22:30:14 »

Quote
Quote
Quote
£430 fully comp with windscreen cover through the AA ;) ;)


 That much?......and at your age ....Lizzie.. ::) ::) ;)


Yes, because I have always opted for quality insurance so if anything goes wrong, as it did last year when that idiot ran into me, I get full cover and assistance, with AA legal backup and no hassle.  In all Optimist that gave me and my passengers effectively £4,200 + a quality loan car for 7 weeks, when all was taken into account 8-) 8-) 8-)

A  tasty Merc if memory serves ....Lizzie... :y :y
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steve_daly

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Re: Insurance renewal
« Reply #24 on: 07 July 2010, 22:49:25 »

Quote
Quote
It's funny but considering it's just for social use and not buisiness/commuting or anything you would think that my 'employment details' wouldn't make a difference but they do.

If I tell them I'm a teacher it brings the cheapest quote down to £332.71 :D

It's such a rip off >:(

Sadly My job put the price up quite a bit..... :( :(

Sadly though, I'm not a teacher :(
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Teebee

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Re: Insurance renewal
« Reply #25 on: 08 July 2010, 00:20:53 »

Try finding an old fashioned broker with an office, i've known my guy for years and he knows exactly how to work the system. Last year I paid about 400 for bells and whistles cover, protected + full breakdown recovery etc etc.

This year it went to 450, tried a number of direct sites plus comparison and came up about 10 quid cheaper so just phoned my guy and said do it. 2 weeks later I get a modification note on my policy, it had dropped back to a tad over 400 again, he had found and applied a new discount they had running. Proof that experience pays.
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Jimbob

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Re: Insurance renewal
« Reply #26 on: 08 July 2010, 06:59:07 »

quote for my new one was £386 after some playing  :y

razzo

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Re: Insurance renewal
« Reply #27 on: 08 July 2010, 11:08:54 »

just tried one of them comparison websites & Cornhill direct wanted £4008  :o Admiral multi car with 2 Omegas £1450 (must be paying for their Xmas party)  :'( :'(
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Lazydocker

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Re: Insurance renewal
« Reply #28 on: 08 July 2010, 11:22:07 »

Quote
just tried one of them comparison websites & Cornhill direct wanted £4008  :o Admiral multi car with 2 Omegas £1450 (must be paying for their Xmas party)  :'( :'(

I have found them ridiculously overpriced every time I have checked! Cheaper to insure the cars separately and "Mirror" the no claims onto the mini when it goes on the road (eventually ::))
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Lizzie_Zoom

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Re: Insurance renewal
« Reply #29 on: 08 July 2010, 11:28:21 »

Quote
Quote
Quote
Quote
£430 fully comp with windscreen cover through the AA ;) ;)


 That much?......and at your age ....Lizzie.. ::) ::) ;)


Yes, because I have always opted for quality insurance so if anything goes wrong, as it did last year when that idiot ran into me, I get full cover and assistance, with AA legal backup and no hassle.  In all Optimist that gave me and my passengers effectively £4,200 + a quality loan car for 7 weeks, when all was taken into account 8-) 8-) 8-)

A  tasty Merc if memory serves ....Lizzie... :y :y

Yep, a brand new E320 CDi Optimist and went like a bomb! :D :D :D :D 8-)
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