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Author Topic: No insurance  (Read 1767 times)

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Kevin Wood

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Re: No insurance
« Reply #15 on: 09 January 2011, 22:29:57 »

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As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin
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Andy B

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Re: No insurance
« Reply #16 on: 09 January 2011, 22:32:08 »

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......

Another bloody shambles in this form-filling, internet driven, database obsessed, everything including arse-wiping age we now inhabit.

You're not in favour then  ;D ;D ;D ;D
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tidla

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Re: No insurance
« Reply #17 on: 09 January 2011, 22:32:12 »

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Quote
..

but on reading your second link from the gov direct, if its not sorn, then it should be insured...

My motorbike is taxed in the garage but has not MOT or insurance but hasn't been on the road illegally. So do I have to crush it?
 DVLA have made money out of me being lazy.

it is rubbish paperwork making legislation.

the clue is in the name. statutory off road notification. therefore declaring it ....not used.
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Martin_1962

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Re: No insurance
« Reply #18 on: 09 January 2011, 22:34:25 »

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aint making it up mate it is too stop uninsured drivers  :y...they also want to stop the pre 1972 free tax ruling!!


Can't see that happeneing I think Ken Clarke brought that in - he could threaten to be annoying to the twins ;D ;D
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Broomies Mate

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Re: No insurance
« Reply #19 on: 09 January 2011, 22:41:18 »

Quote
Quote
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin

The insurance company knows what car you are insuring, so their database would 'hopefully' know what tax band it is in.  They can charge the relevant amount.

It would work just as well for those who wish to insure a car for 7 days, 3 months 9 months, whatever..... the RFL is charged for the period the car is used.  No more sending Tax Discs back for refunds, no more paperwork.

Ah well........ if common sense grew on tree's, the Government (whichever party is 'in') still wouldnt have any.
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Danny

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cem_devecioglu

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Re: No insurance
« Reply #21 on: 10 January 2011, 14:50:57 »

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as usual , the usual newspaper scaremongering.

read this in the pub this afternoon with the same "how dare they" reation.

but on reading your second link from the gov direct, if its not sorn, then it should be insured.

classic car / summer sports car driver wont be afected if its sorn.

saying that. if birmingham had let the cameras installed at great cost be used instead of bowing to pc,sing existing legistlation. new laws wouldnt/ are not reqd.



it is not scare mongering..it was part of this idiot goverments manifesto...so big clap for every one who voted for them    :y

 ;D :y :y
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Banjax

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Re: No insurance
« Reply #22 on: 10 January 2011, 15:05:07 »

Quote
Quote
Quote
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin

The insurance company knows what car you are insuring, so their database would 'hopefully' know what tax band it is in.  They can charge the relevant amount.

It would work just as well for those who wish to insure a car for 7 days, 3 months 9 months, whatever..... the RFL is charged for the period the car is used.  No more sending Tax Discs back for refunds, no more paperwork.

Ah well........ if common sense grew on tree's, the Government (whichever party is 'in') still wouldnt have any.

private companies are seriously not the least bit interested in having to collect more tax on behalf of the government, in fact businesses arent interested in helping with anything unless it lines the pockets of owners and shareholders - I'm not saying thats a bad thing, I'm saying its a real thing - a truth Mr Cameron would do well to remember when hes spouting about Big Society and private companies stepping in to take up the shortfall in public sector jobs and services.

ooops - went a bit off topic - sorry  :y
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ballcock50

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Re: No insurance
« Reply #23 on: 11 January 2011, 21:00:16 »

Third party cover as part of the vehicle excise duty or linked to fuel duty would eliminate the problem any extras to paid for direct buy owner. Problem solved. :y
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