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Author Topic: renewal time...!!  (Read 2324 times)

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Danny

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renewal time...!!
« on: 07 September 2010, 16:07:56 »
2008 renewal, 2 years no claims, i pay £343
2009 renewal, 3 years no claims, i pay £376
2010 renewal, 4 years no claims, they want.......


£740!!!

cheapest competitor is £540 too, snot on!
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Sixstring

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Re: renewal time...!!
« Reply #1 on: 07 September 2010, 16:11:17 »
WTF???

How old are you, and where do you live?

I'll avoid moving there at those premiums....................
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Danny

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Re: renewal time...!!
« Reply #2 on: 07 September 2010, 16:35:39 »
29, driving a 1.6 poverty spec bora.... with an added alarm!

last year was at this address too, and i have a private driveway, which is hidden, and is out of the way where people have no reason to walk past it!!
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Sixstring

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Re: renewal time...!!
« Reply #3 on: 07 September 2010, 16:39:16 »
Bloody scandalous......gone to "compare the market" or "go Compare" for quotes yet?

I saved £120 on my renewal by doing that.

(mind you, I'm 50, been driving since 18, no convictions and live in the Forest of Dean where the majority of "bad boys" are sheep or boar..................... ;D ;D)
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TheBoy

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Re: renewal time...!!
« Reply #4 on: 07 September 2010, 18:34:50 »
I pay less than that to insure the 3 cars and the bike, all Fully Comp :o
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Danny

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Re: renewal time...!!
« Reply #5 on: 07 September 2010, 20:36:54 »
thats was my own insurer's renewal quote i got when i rang them today, i've been trawling hundreds of insurers over the last 2 weeks and the cheapest i got is swiftcover at £538, and i can claim £25 back after 60 days

thats involved alot of tweeking with fully comp/tpft, adding swmbo, removing swmbo, declaring less miles, adding more excess, changing the value of my car

in the end i gave up and filled in completely correctly, so swiftcover it is!!
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davethediver

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Re: renewal time...!!
« Reply #6 on: 07 September 2010, 20:39:19 »
I use swiftcover and pay somewhere in the region of 650 declaring business use and fairly high miles. 29 with 2yrs ncd, although i do have my dad on as a named driver which helped worth a try :y
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CaptainZok

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Re: renewal time...!!
« Reply #7 on: 07 September 2010, 21:20:35 »
Try quoteline direct they're the best for mine by a long way.
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Mr Skrunts

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Re: renewal time...!!
« Reply #8 on: 07 September 2010, 22:08:22 »
My brother added his girlfriend to his insurance and she added him to hers, and both policies went down regards premiums.  Different insurance companies.
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Mr Skrunts

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Re: renewal time...!!
« Reply #9 on: 07 September 2010, 22:09:31 »
Anyone tried LV insurance.  (liverpool Victoria I think it is - seen it on tv)
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mh_trigger

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Re: renewal time...!!
« Reply #10 on: 07 September 2010, 22:19:21 »
i hate myself for saying this but were with kwik fit ins and were both 23 and live in a v.dodgy area of b'ham on a 1.4 corsa.......£473! :y


I  paid  :o£1634 :o on a 1.4 metro gsi!!first car!!beat that! ;D
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davethediver

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Re: renewal time...!!
« Reply #11 on: 07 September 2010, 23:36:23 »
Definately worth adding an older relative as the insurance company looks at it from the point of view that x amount of time the car is being driven by a lower risk driver so will calculate the premium accordingly.

This is perfectly legit unlike when parents put themselves as main driver and 17 year old on as a named driver when in reality the youngster is the main driver, this is known as fronting and blatantly illegal.

My old man has driven my car once in two years but hes on there for that reason alone. SWMBO too young and to bad a claims record ;)
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Vamps

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Re: renewal time...!!
« Reply #12 on: 07 September 2010, 23:39:46 »
Quote
Definately worth adding an older relative as the insurance company looks at it from the point of view that x amount of time the car is being driven by a lower risk driver so will calculate the premium accordingly.

This is perfectly legit unlike when parents put themselves as main driver and 17 year old on as a named driver when in reality the youngster is the main driver, this is known as fronting and blatantly illegal.

My old man has driven my car once in two years but hes on there for that reason alone. SWMBO too young and to bad a claims record ;)

My Dad's 73 Motor home insurance came down when he added me 53 as a driver.... :y  Only driven it for one weekend, the York Meet.. :y :y
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geoffr70

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Re: renewal time...!!
« Reply #13 on: 07 September 2010, 23:42:02 »
Quote
i hate myself for saying this but were with kwik fit ins and were both 23 and live in a v.dodgy area of b'ham on a 1.4 corsa.......£473! :y


I  paid  :o£1634 :o on a 1.4 metro gsi!!first car!!beat that! ;D

£2400 TPFT on an MR2 GT Turbo T-Bar 240 BHP Porsche eater when I as 20, with 1 yrs no claims! I must've been mad!
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Vamps

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Re: renewal time...!!
« Reply #14 on: 07 September 2010, 23:43:51 »
Quote
Quote
i hate myself for saying this but were with kwik fit ins and were both 23 and live in a v.dodgy area of b'ham on a 1.4 corsa.......£473! :y


I  paid  :o£1634 :o on a 1.4 metro gsi!!first car!!beat that! ;D

£2400 TPFT on an MR2 GT Turbo T-Bar 240 BHP Porsche eater when I as 20, with 1 yrs no claims! I must've been mad!

Er yes :o get an MX5 Omega beater... :D :D :D
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