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[millwall]

was going to put my daughter on my insurance policy but as shes only been driving a year they wont do it on the v6  but if i was to get a 2.0 or 2.2 not a problem  how the hell can that be surely theres not much difference between the 2.2 and 2.5  or is there?

[PhilRich]

I think the term V6 in conjunction with 'young driver'  frightens the Underwriters tbh Millwall :-/

[Andy B]

was going to put my daughter on my insurance policy but as shes only been driving a year they wont do it on the v6  but if i was to get a 2.0 or 2.2 not a problem  how the hell can that be surely theres not much difference between the 2.2 and 2.5  or is there?

I wouldn't allow my 21 yr old daughter to drive my 3.0 car. She's had her licence for almost 2 years but not had that much driving experience. 200bhp is more than enough to get an inexperienced driver into trouble, not just at fast motorway speeds.

[peterm]

oh this is realy gona up set you iv got a vey 2.2 150 sri
and the wifey's got a omeba 2.2 cd we both park on our drive  and are both on each others policy and we have both full no claims so who do you think is cheaper and not just by a littel bit
i pay 150 less a year for my littel boy racers go kart that she does  not good
 

[mantahatch]

was going to put my daughter on my insurance policy but as shes only been driving a year they wont do it on the v6  but if i was to get a 2.0 or 2.2 not a problem  how the hell can that be surely theres not much difference between the 2.2 and 2.5  or is there?

I wouldn't allow my 21 yr old daughter to drive my 3.0 car. She's had her licence for almost 2 years but not had that much driving experience. 200bhp is more than enough to get an inexperienced driver into trouble, not just at fast motorway speeds.

I agree with Andy. reminds of the story of the two 18 year old girls in an MGZT. crashes and both killed. Witnesses say they where speeding in atrocious weather but parents are suing anybody to take the blame off there shoulders. I mean how many 18 years olds no how to drive really ?

[millwall]

was going to put my daughter on my insurance policy but as shes only been driving a year they wont do it on the v6  but if i was to get a 2.0 or 2.2 not a problem  how the hell can that be surely theres not much difference between the 2.2 and 2.5  or is there?

I wouldn't allow my 21 yr old daughter to drive my 3.0 car. She's had her licence for almost 2 years but not had that much driving experience. 200bhp is more than enough to get an inexperienced driver into trouble, not just at fast motorway speeds.

I agree with Andy. reminds of the story of the two 18 year old girls in an MGZT. crashes and both killed. Witnesses say they where speeding in atrocious weather but parents are suing anybody to take the blame off there shoulders. I mean how many 18 years olds no how to drive really ?

 
i agrre with what your all saying  but my point is they would insure her if it was a 2.2  and surely there isnt much difference to the 2.5    she is covered in my mrs mums 3.2 frontera which was no problem although pricey  she has used that many times on her own with no problems  so would have been fine letting her use the omega   she is very sensible on the road 

[MikeDundee]

Age plus the area does'nt help, and despite having over 10 yrs no claims does'nt bring the policy down every year either, bunch of robbin sods

[Andy B]

...  she is very sensible on the road 

to your knowledge My daughter used my crappy Astra TD to go to Glastonbury this year. It was only later that I found out that the car will do a ton!  She was trying to make up for lost time after they got lost. I'd never seen a ton in it during the 3 & half years I had it.  :-?

[hotel21]

...  she is very sensible on the road 

to your knowledge My daughter used my crappy Astra TD to go to Glastonbury this year. It was only later that I found out that the car will do a ton!  She was trying to make up for lost time after they got lost. I'd never seen a ton in it during the 3 & half years I had it.  :-?

That, I feel, is the whole nub of the car insurance market and has been for countless years.

Where we reap the benefits (or not, depending on how you read the following...) is the general safety of the car and the roads and furniture placed around it.

In no particular order.

Crumple zones.
Airbags.
Seatbelts!!
Side protection bars.
Soft sun visors (saves a scalping..)
Shatterproof (or toughened) glass.
And mirrors with soft edges.
Armco barriers between lanes.
The ends of the barriers planted into the ground to prevent cars being impaled on them.
Crumple zones on said ends, to prevent ski ramp attempts....
Replacement of Armco with Briffen wire safety ropes to stop cars bouncing back into the carriageway.
Rear fog lamps.
tyre depth minimums.
General condition of road vehicles.
etc
cet
era....

the list is, I fear, almost endless.

Suffice to say, young people these days did not benefit from the blood and snot lessons in the same way that those of us with a few summers under our belts did, in a very in your face way in days of old.

YouTube and reality TV progs simply do not convey it.

We now have an invincible generation and, when out of sight of mum and dad, they are very much in the hands of the designers and roads engineers.

And insurance assessors.

and breath....