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[dragonlord]

yea it was indeed a not so smart car

his insurance company have not retired my call as promised

so iv call a claims management company
one of the smaller one that seem to be well recommended in various forums

[eliteomegaman]

Thought i'd put my twopennies worth in 
U'r 1st port of call is to put in a claim for whiplash (u'll have to pay a visit to ur doctor with severe pain in ur neck & u have difficulties bending down) 
The minimum for this is around £1500-£2000 
The other parties insurance will most likely settle out of court which means u'll have money to fix ur motor 
It's not an ideal situation but insurance companies will try anything to wriggle out of paying up 
Normally in this situation if ur fully comp ur insurance company will pay for ur damage & the other company will pay their clients claim.
Be carefull using a third party for ur claim as their charges can be astronomical & takes a long time to settle 
If his insurance company wants to play silly buggers then a claim for whiplash will probably cost them more than fixing ur car!
Certain companies will make a settlement out of court within 7 days so if i was u i'd go down the road of making a claim cos after all - it wasn't ur fault the accident happened 

[eliteomegaman]

Thought i'd put my twopennies worth in 
U'r 1st port of call is to put in a claim for whiplash (u'll have to pay a visit to you are doctor with severe pain in you are neck & u have difficulties bending down) 
The minimum for this is around £1500-£2000 
The other parties insurance will most likely settle out of court which means u'll have money to fix you are motor 
It's not an ideal situation but insurance companies will try anything to wriggle out of paying up 
Normally in this situation if you are fully comp you are insurance company will pay for you are damage & the other company will pay their clients claim.
Be carefull using a third party for you are claim as their charges can be astronomical & takes a long time to settle 
If his insurance company wants to play silly buggers then a claim for whiplash will probably cost them more than fixing you are car!
Certain companies will make a settlement out of court within 7 days so if i was u i'd go down the road of making a claim cos after all - it wasn't you are fault the accident happened 

This should read you're!!

[unlucky mark mv6]

Dont know if you have seen any of my posts mate,but mine has been going on since 25th feb,and still not getting anywhere,even though they have been paying hire car costs from the day after it happened,which by now this is in 4 figure sums,so how the hell can they afford to pay for hire cars for this long,for the sake of £800 worth of damage.There wasent even a driver in my car at the time,as an artic was trying to turn into an industrial estate and hit my car,as you said mate,this is also a no brainer.Got to the point now where i am phoning third parties insurers direct now(what a bunch of tools),and every phone call takes 40 mins,after being put on hold,and speaking to 4 different people,so getting really pissed off now,and know how you feel.

[mantagte]

Thought i'd put my twopennies worth in 
U'r 1st port of call is to put in a claim for whiplash (u'll have to pay a visit to you are doctor with severe pain in you are neck & u have difficulties bending down) 
The minimum for this is around £1500-£2000 
The other parties insurance will most likely settle out of court which means u'll have money to fix you are motor 
It's not an ideal situation but insurance companies will try anything to wriggle out of paying up 
Normally in this situation if you are fully comp you are insurance company will pay for you are damage & the other company will pay their clients claim.
Be carefull using a third party for you are claim as their charges can be astronomical & takes a long time to settle 
If his insurance company wants to play silly buggers then a claim for whiplash will probably cost them more than fixing you are car!
Certain companies will make a settlement out of court within 7 days so if i was u i'd go down the road of making a claim cos after all - it wasn't you are fault the accident happened 

WHY?

[unlucky mark mv6]

Thought i'd put my twopennies worth in 
U'r 1st port of call is to put in a claim for whiplash (u'll have to pay a visit to you are doctor with severe pain in you are neck & u have difficulties bending down) 
The minimum for this is around £1500-£2000 
The other parties insurance will most likely settle out of court which means u'll have money to fix you are motor 
It's not an ideal situation but insurance companies will try anything to wriggle out of paying up 
Normally in this situation if you are fully comp you are insurance company will pay for you are damage & the other company will pay their clients claim.
Be carefull using a third party for you are claim as their charges can be astronomical & takes a long time to settle 
If his insurance company wants to play silly buggers then a claim for whiplash will probably cost them more than fixing you are car!
Certain companies will make a settlement out of court within 7 days so if i was u i'd go down the road of making a claim cos after all - it wasn't you are fault the accident happened 

WHY?

Agreed ,why complicate things further to delay your claim,i could have claimed for a good many things if i really thought about it,but i am happy to just to get my car sorted.Everytime my 6 year old sees an artic now he is histerical,plus missus suffered a miscarriage soon after,cancelled weekend break away etc,need i go on.

[mantagte]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

[henryd]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

+1 ,something we seem to have adopted from across the pond

[eliteomegaman]

Dont know if you have seen any of my posts mate,but mine has been going on since 25th feb,and still not getting anywhere,even though they have been paying hire car costs from the day after it happened,which by now this is in 4 figure sums,so how the hell can they afford to pay for hire cars for this long,for the sake of £800 worth of damage.There wasent even a driver in my car at the time,as an artic was trying to turn into an industrial estate and hit my car,as you said mate,this is also a no brainer.Got to the point now where i am phoning third parties insurers direct now(what a bunch of tools),and every phone call takes 40 mins,after being put on hold,and speaking to 4 different people,so getting really pissed off now,and know how you feel.

That was the point i was trying to make!
Insurance companies are notorious for dragging out claim payouts especially when the claimant has only 3rd party policy.
Watch how quickly they react when a 'claim' is made for whiplash 
I agree that it puts up inocent motorists insurance but this guy was hit from behind & is left with a damaged car that will take months before a payout is made & is out of pocket & IT'S NOT HIS FAULT especially when the driver at fault claimed responsibility!!

[dragonlord]

 the joke is


iv got a spinal curvature scoliosis
iv been suffering from neck problems and spasoms
and back pain for years


also  lower spine is playing up for the last 3 week i was in agony 
 and getting weird sensations up my legs

due to have a mri on low spine

yesterday woke up feeling prity ok 3 days before was walking like a penguin

was on pain killers when he hit me had had 60mg of codiene

 so mite have not felt anything

the guy dident hit me that hard so dident think was a problem

i wasent injured as far as i know

 this afternoot my lower back started hurting

i went to get up off sofa and the whole back of my right leg is killing me and rock hard like musel is spasoming


and hip is killing me
earlier i couldn't lift um my foot more than 4 inches off the ground

i  genuinely dont know weather this just other got worse

or  bump has triggered this

and cant get anywhere at the moment

well just been to a and e/hospital as it was driving me nuts

they dont know eather sent home with another codiene prescription and said about moving the MRI scan forward

so had crash made it worse iv no idear
i dont want take the piss and claim when i want hurt like some

but dont want yo do my self down

fun week not

[eliteomegaman]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

Read dragonlord's reply at 0.01 this morning & make ur own mind up as to whether he's sore or not!!!! 
If you don't want him to claim for whiplash then why not lend him one of your ''3'' cars  :-?

[dragonlord]

 i would've claim like some do for no reason.

 i feel shorry for the guy that hit me he was gutted and a real nice guy

and been strait up with his insharance company and told em it was his fault.

and i feel bad he will lose his ncb  and will get a premium hike

he made a mistake and it going to cost him


unlike the last one that went trow a red light totaled my car and spent the next 2 years lie his ass off and
i ended up with nothing but a totaled car and 2 years of agro

 and i hope he a life  of hell


his insurance did admit liability
both his insurers and the claims management firm

asked if i was injured and as my back was sore  yesterday

i told em the truth was i dont know and hope it hadn't aggravated my back.

and i dident want to claim the claims company then told me his insurance had admitted full  blame and were expecting a injury claim

i want going to and said that then

Q tonight and hospital and i dont know

did it aggravate my already screwed back or did just kick off again on its own

i aint got a clue know what to do about  it now

[mantagte]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

Read dragonlord's reply at 0.01 this morning & make you are own mind up as to whether he's sore or not!!!! 
If you don't want him to claim for whiplash then why not lend him one of your ''3'' cars  :-?

never said i did not want him to claim for whiplash read what i said properly before passing comments
then why not lend him one of your ''3'' cars
if he wants he can borrow one i dont mind

[eliteomegaman]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

Read dragonlord's reply at 0.01 this morning & make you are own mind up as to whether he's sore or not!!!! 
If you don't want him to claim for whiplash then why not lend him one of your ''3'' cars  :-?

never said i did not want him to claim for whiplash read what i said properly before passing commentsthen why not lend him one of your ''3'' cars
if he wants he can borrow one i dont mind

Mmmmm have read what u said 'properly' including - pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that!!!!

So what would 'YOU' like him to do bearing in mind that the insurance company is in no hurry to cough up the money & havn't even had the decency of answering his calls?? 

I do however agree with you  that there are a lot of unscrupulous people who make a living out of making false claims of injury & as such should be deported back to the land of donkeys & carts 

Dragonlord has my utmost sympathy & is caught up in no man's land as to what is right or wrong BUT at the end of the day its David versus Golieth & i for one know who's side i'm on!!

[mantagte]

the point i meant that the op stated that the third party hit his car lightly there was no mention of his neck being sore
but straight away" oh quick claim for whiplash "
comes out
 if you haven't got it dont claim
pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that

Read dragonlord's reply at 0.01 this morning & make you are own mind up as to whether he's sore or not!!!! 
If you don't want him to claim for whiplash then why not lend him one of your ''3'' cars  :-?

never said i did not want him to claim for whiplash read what i said properly before passing commentsthen why not lend him one of your ''3'' cars
if he wants he can borrow one i dont mind

Mmmmm have read what u said 'properly' including - pisses me off that every honest motorist has to pay £30 extra per year on their policy because of people doing just that!!!!

So what would 'YOU' like him to do bearing in mind that the insurance company is in no hurry to cough up the money & havn't even had the decency of answering his calls?? 

I do however agree with you  that there are a lot of unscrupulous people who make a living out of making false claims of injury & as such should be deported back to the land of donkeys & carts 

Dragonlord has my utmost sympathy & is caught up in no man's land as to what is right or wrong BUT at the end of the day its David versus Golieth & i for one know who's side i'm on!!

Dragonlord has my sympathys too
but take into account that this only happened on the 11th today is only the 13th give the insurance company a chance to get all the facts together the third party may not have been in touch with his insurance company yet