Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Kevin Wood]

I REALLY don't want an accident against my record, even if it is a non fault one.

No fault accidents are not a problem with insurance - fault ones are!

My insurance went up by 100 quid when I notified them of a no-fault accident. Would have told them where to shove it if they weren't still the cheapest quote.

However, in this case there is no doubt about fault so it's worth going through the insurance. Your car will be sorted straight away, you won't have the hassle of trying to extract at least 400 quid from someone who may have second thoughts about it, you won't have to fiddle about fixing it yourself and there is no risk of your insurers discovering the incident and getting arsey.

Kevin

[Marks DTM Calib]

I REALLY don't want an accident against my record, even if it is a non fault one.

No fault accidents are not a problem with insurance - fault ones are!

Yes, I have one fault accident and one no-fault zero value accident (4 mph shunt with no damage) and my premiums never changed (although the on line quote engines wont accept it so you now have to phone round)

[JamesV6CDX]

If the LPG install had an LPGA certificate, then I would be calling the insurance.

I'm concerned I may open a can of worms getting insurance assessors looking at the car, given that the car has not been for certification yet!!

[TheBoy]

You fitted that last year, no excuse for not getting cert on it yet  

[JamesV6CDX]

You fitted that last year, no excuse for not getting cert on it yet  

Agreed - but I can't turn back the clock.

I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...

[markey mark]

unlucky james bud !! really owt to go to docs bud whiplash can take 3 mths to show !!

[Kevin Wood]

If the LPG install had an LPGA certificate, then I would be calling the insurance.

I'm concerned I may open a can of worms getting insurance assessors looking at the car, given that the car has not been for certification yet!!

Hmm.

My feeling is, if you get two local body shops to give you a quote, send them to the insurer and tell them you want them to do the work they probably aren't going to ask any further questions if it is just a case of fitting a new bumper.

There's always the possibility that they will dig, though.

They're aware it has LPG? Repairer may alert the insurer to its' presence but nothing more, IMHO. In which case it's a real shame you lost the certificate when your house in Gloucestershire got flooded  



Kevin

[albitz]

claim for whiplash,2 grand from a faceless insurance company will buy your next omega.

[Marks DTM Calib]

You fitted that last year, no excuse for not getting cert on it yet  

Agreed - but I can't turn back the clock.

I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...

Makes no odds, the certificate has been lost and the insurance company were informed of the install and did not request to see it......so it is covered.

[Craig_R]

Yep Have to agree with Mark On the Certificate It was lost not your problem they did not ask for a copy before you seem to have lost it

I was thinking Poor James when i read this you are so unlucky which you are but you do spend alot of time on the roads so i guess your % gos up for numptys hitting you.

[Danny]

i thought i was the unluckiest guy on the planet, i sit corrected! tis a good thing you and the car is ok

i really hope her car was a right off tho, bloody idiot drivers!

i had a wagon driver pull out of a side road in front of me this morning, i was driving a vauxhall combo tho, JUST stopped in time, he was completely oblivious

[Paul M]

You are under no obligation to have an installation LPGA certified... it's very much a "jobs for the boys" type organisation and in no way guarantees the quality of workmanship, regardless of what they claim. They have no legal standing whatsoever as far as regulating LPG installations goes.

Unless of course you told the insurance co. it has a valid LPGA approved certificate, in which case if it's been certified you're OK (even if you've lost the certificate, it'll be recorded somewhere), if not......

[Martin_1962]

You fitted that last year, no excuse for not getting cert on it yet  

Agreed - but I can't turn back the clock.

I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...

Does that mean I need to redo mine?

[JamesV6CDX]

I'm not sure - Bernard said he was not approved  :-/

Maybe you could chat with him?

[bertiecbx550]

sorry to hear about the accident james...