Thanks Mark, very interesting, but I have difficulty reconciling the the figures you quote of 4 - 8 years with the quoted 2008 figure of 2.5 years, which are an improvement on earlier figures from the same source. Also it seems very odd that with improvements in manufacture and panel output, that, according to your figures, the payback time is getting worse. Unless the figures in the link I quoted are completely bogus, in which case if you can give me a positive reference to qualify that, I will take it up with them, as clearly many people will use such information in deciding to fit PV.

I am not sure whether there are any figures for payback from Govmnt sources, but I feel it is worth pointing out that the annual generated figure estimated for my 3.9Kw array, as calculated in accordance with official guidance, is 3218KW. This figure was exceeded after only ten months, so clearly they are very conservative estimates, and I would have expected payback times to have been calculated equally conservatively.
