Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[feeutfo]

A total bill of...... £4800.00p 

Parts list includes complete steering assembly bar subframe and steering box. Stub axles, wheel barings, complete track rod assembly incl pitman arm and idler drop links , re alignment for camber, toe etc.

Wing, door skin, repair bumper, bump strips, side repeater, badge.

Two sports star wheels £400 each, not available anyway.
Two sc3 tyres, 205 each... plus fitting and balance (I paid £160 fitted and balanced)

Waiting to hear from insurers engineer to confirm right off, no prizes there given full retail prices for GM parts. Wheel barings £133 each. These guys claim to be a dealer, so will have acess to parts at cost or however that works? and claim to be part of Vauxhall drivers scheme(?) giving acess to cheap panels for repairs to keep Vauxhall cars on the road. Or sumat...? 

What actually gets fitted to the car, who knows.


Anyway, who knows how buying back a write off works?

[Jimbob]

ouch!  insurance prices....gotta love em!

[Lazydocker]

No real surprise then Chris

Basically, AFAIK, if they deem it a total loss (which I think they probably will) you need to check what category they are putting it in. They are graded A-D (I think). If they grade it A or B then it cannot be put back on the road at all, C needs an inspection when the work is done (in light of the steering damage this is where I reckon it'll be graded) and D can go on the road straight away AFAIK

I'm reckoning it'll be Class C, so will need an inspection Good news is that there's no chassis damage

You need go through the normal dance with offers etc, then ask them for a price to buy back the wreckage (and repair it yourself)

But... And this is a biggie... The repair centre will be charging storage from the day (or possibly day after) it was collected, probably in the region of £25/day +VAT, so you need confirmation whether that has been included in the price. You'll need to bear in mind that the insurance company will want to move quite quickly on it too

I may not be 100% correct with all that as I haven't been in the industry for 10 years but will be pretty close I expect... HTH

[Entwood]

Following what Paul just be said .. this might assist ??

https://www.autocheck.co.uk/InsuranceWriteOffs.html?persist_SubscriberID=100943&persist_ReturnPath=Homepage&persist_AffiliateID=0&AutoLocateID=63F78949647C86622AF0295F

HTH

[Lazydocker]

Forgot CAT F for fire damage

Mind you, it was all from memory and 10 year old knowledge

[gstylebaby]

I bought back my cav gsi about 12 years ago and all i did was when a price was agreed that they were goning to pay me for the loss i then said i wanted to buy it back.  They told me what they wanted for me to buy it back and took it out of the money they were sending me.  Job was a good'un.

[Big_Al]

Sorry to hear about the Miggy Chris, missed the posts about what happened.

Had 2 experiences with buying back accident write off's.

first was straight forward, engineer turned up , looked at it about 5 mins  -" uneconomical write off" was the phrase he used . minor damage to front headlight, fog light & valance area, small dent in wing.   Cat. D  if I remember.   I asked about buying back, he said no problem , car was valued by him on the spot at £1000,   they took off 25%  & my excess & we kept the car along with a cheque for £650.  For a car we paid £600 for 2 years earlier.

The other one was different . Insurance company wanted to write it off for minor damage to rear quarter & 1 rear light unit. Uneconomical write off again.  Asked about buying back. They did not want to know  & said that option was not available. .  so dropped the claim & repaired it myself.

So bit of a minefield IMO.      Good luck though ,hope it works out alright for you

[Lazydocker]

I bought back my cav gsi about 12 years ago and all i did was when a price was agreed that they were goning to pay me for the loss i then said i wanted to buy it back.  They told me what they wanted for me to buy it back and took it out of the money they were sending me.  Job was a good'un.

Yeah, should have added that

[omegod]

You need to keep tabs on the car as it is not unknown for them to dissapear into the ether, tell the insurance and the repairers that the car is not to go anywhere until you have settled one way or another.

Cat C can be repaired and used by you WITHOUT an inspection but any subsequent owner will not get a new V5 until it has had a VIC check.

[Big_Al]

Should have added this to my previous post 

The problem with your situation as I see it is that , your car is not a run of the mill Omega,  do they increase the value of it because of it's
excellent condition &maintenance record?

Or do they have an average age related scale of value ?

[Marks DTM Calib]

Quite often the buy back price is 20% of the value

[feeutfo]

Yes 20% sounds familiar. It's going to ne a case of proving the value. There been talk of 2.5k on parkers web site, and up to 3.5k going by auto trader. But all are lesser cars in regard of either age, mileage, log, and Irmscher stuff if that your bag. New tyres suspension I guess will count for jack.

But this is the thing, what do they look at for value? Obviously what's cheapest for them first off, but after that...? I am expecting a couple more days of inaction and a few polite rows on the phone. Mean time it will be 10 days at best to do nothing practical exceppt run up more bills.

Lucky I have her brah burner pooloo.    . Shouldn't knock it, but it's making me appreciate what i am missing.

[Lazydocker]

Fortunately you declared everything so you have grounds to fight a little harder

I'm guessing that there has been no decision on blame yet? (A little early for that really)

You should be able to push them to somewhere near AT prices if you point out that yours is lower mileage and better condition (plus the extras) than those you are supplying as comparison

[feeutfo]

Fortunately you declared everything so you have grounds to fight a little harder

I'm guessing that there has been no decision on blame yet? (A little early for that really)

You should be able to push them to somewhere near AT prices if you point out that yours is lower mileage and better condition (plus the extras) than those you are supplying as comparison

AT price?

Generally though, thanks for links, inputs and experiences guys. All helps.

[feeutfo]

And no, no blame yet. ...sigh.