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[Jimbob]

can you still self insure?  by lodging £500,000 or sommat with the dvla?

[feeutfo]

Don't foregt the old 50/50 scam either, almost certain outcome in all but the most cut and dried cases, ESP if your insurer is owned by one company or part of the Royal Bank of Scotland group.

see how many conpnies they own... From wiki.

RBS Insurance
RBS Insurance division is made up of several well-known brands including Direct Line, Churchill and Privilege. It sells and underwrites personal lines and SME insurance over the telephone and online, as well as through brokers, RBS Group bank branches, and partnerships. Key brands include:
Churchill Insurance, which also underwrites the Lloyds TSB, Prudential, Pearl and Alliance & Leicester car insurance brands.
Direct Line and Direct Line for Business
Devitt Insurance
Green Flag
NIG
Privilege
UKI Partnerships which underwrites the: Tesco, Egg, Mint, Mini, BMW, Peugeot, Suzuki, Vauxhall, MBNA, NatWest, Royal Bank of Scotland, Ulster Bank and The One Account insurance brands.
Tracker, the UK’s number one supplier of vehicle tracking services.

[Lazydocker]

can you still self insure?  by lodging £500,000 or sommat with the dvla?

I think it's more than that but AFAIK, yes

I had my Cavalier hit from behind by a Royal Mail Group vehicle many years ago... Would certainly have been written of by an insurance company... Repaired and FOC Courtesy car and £3K compensation offered without even mentioning it

[TheBoy]

right, spoken to him, rather than use 3rd hand info.
supposedly 'his' insurance have called him on Friday, wanted to pick car up Saturday to scrap, but changed to 1st thing Monday morning when he said he wasn't in. They want to collect all documents, mot, logbook, service history etc, at same time. They do not want him to send any section to dvla....
the damage is minor, and Mrs tb's dad reckons he could cheaply get repaired

[TheBoy]

can you still self insure?  by lodging £500,000 or sommat with the dvla?

I think it's more than that but AFAIK, yes

I had my Cavalier hit from behind by a Royal Mail Group vehicle many years ago... Would certainly have been written of by an insurance company... Repaired and FOC Courtesy car and £3K compensation offered without even mentioning it

Indeed, when I started at British Telecom, no insurance, just a bond.  Needless to say, an 18yr old, sent out on his own with £1m of liability insurance, there was always gonna be tears before bedtime .  Used to rattle the poor victims when you had an accident, and you had to explain to them there was no insurance policy number

[Kevin Wood]

right, spoken to him, rather than use 3rd hand info.
supposedly 'his' insurance have called him on Friday, wanted to pick car up Saturday to scrap, but changed to 1st thing Monday morning when he said he wasn't in. They want to collect all documents, mot, logbook, service history etc, at same time. They do not want him to send any section to dvla....
the damage is minor, and Mrs tb's dad reckons he could cheaply get repaired

If I were him I'd get a second (reasonable) opinion on the repair costs and present it to the insurers and ask why it's a right off. He's within his rights to have the repair done wherever he likes. Meanwhile, tell them that under no circumstances are they to set foot on his property.

At the end of the day, it's his car and they need his agreement to scrap it. They can't scrap it without the V5.

I'm starting to wonder if they're in cahoots with the vehicle dismantlers too, TBH.

[feeutfo]

I noticed a few yellow chalk marks under the car that wherent there befor. Quite fresh in fact. The bent wishbone has been marked along both track rod ends. Nothing else.

[Omegatoy]

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!

[Lazydocker]

They cannot remove the vehicle for scrapping without making him an offer (which he has accepted ) because it is his property, not theirs Tell them to take a hike until they own the vehicle

[TheBoy]

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!

There seems to be a story there - the assessor couldn't be arsed to turn up, so he took it to the assessor.

[Lazydocker]

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!

There seems to be a story there - the assessor couldn't be arsed to turn up, so he took it to the assessor.

Which surely proves that the damage is cosmetic

[TheBoy]

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!

There seems to be a story there - the assessor couldn't be arsed to turn up, so he took it to the assessor.

Which surely proves that the damage is cosmetic

He has been using it, think the pikey bar took the brunt. Bumper definately cracked.

Speaking to him, unclear if boot floor has rippled though....

[feeutfo]

Hmmm, in my case the engineer is at head office, they haven't seen mine either, only the grossly inflated estimate.

[TheBoy]

Hmmm, in my case the engineer is at head office, they haven't seen mine either, only the grossly inflated estimate.

I meant the assessor bloke who actually inspects the car (ie, the grease monkey at the garage)

[feeutfo]

Hmmm, in my case the engineer is at head office, they haven't seen mine either, only the grossly inflated estimate.

I meant the assessor bloke who actually inspects the car (ie, the grease monkey at the garage)

technician!  I can here master heading for the word filter as we speak.