Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: bored bigyin54 on 20 February 2012, 15:02:56

Title: insurance
Post by: bored bigyin54 on 20 February 2012, 15:02:56
had a letter from age uk insurance they said they can save me money so went online for a quote it came out at over £800 monthly payments of £71 so how can they say there cheaper i now pay £42 a month so how can they say over 50 is cheaper
Title: Re: insurance
Post by: scimmy_man on 20 February 2012, 15:20:01
but you may have fallen for it.
I mean all the supermarkets claim to be cheapest, they cant ALL be.
Title: Re: insurance
Post by: omega3000 on 20 February 2012, 15:38:56
There all a rip off ralf  >:( I was quoted £1000 to change to the mig with my last insurance ...they said it was the cheapest available . A quick phone call to a local company and got it £600 cheaper and fully comp ...not 3rd party for £1000  >:(
Title: Re: insurance
Post by: cleggy on 20 February 2012, 15:43:50
Mine is £400 which seems about the average for full no claims, protected bonus, £100 excess etc with Saga :y
Title: Re: insurance
Post by: aaronjb on 20 February 2012, 16:32:24
Mine is £400 which seems about the average for full no claims, protected bonus, £100 excess etc with Saga :y

Mine was £700 last year, TPF&T .. moved companies this year and it's ~£400 fully comp with 2yrs NCB (14yrs on my other car). Not a bad deal for a whippersnapper like myself, I thought!
Title: Re: insurance
Post by: STMO123 on 20 February 2012, 16:35:20
I have 87 years ncd and my insurance company pays me to take a policy with them.
Title: Re: insurance
Post by: alfie on 20 February 2012, 16:40:06
  £260 full comp with castle cover,
Title: Re: insurance
Post by: tigers_gonads on 20 February 2012, 16:45:17
I have 87 years ncd and my insurance company pays me to take a policy with them.


rather show off  ;D ;D
Title: Re: insurance
Post by: RobG on 20 February 2012, 16:48:52
I have 87 years ncd and my insurance company pays me to take a policy with them.
What`s that then Steve, No Cerebral Density ;D
Title: Re: insurance
Post by: jaykay on 20 February 2012, 16:54:25
I paid 174.00 in December to Aviva for the omega, and also received 85.00 cashback through Quidco.....thats me done for another year...deal or what!!
Title: Re: insurance
Post by: Reefpotato on 20 February 2012, 17:08:09
I have 87 years ncd and my insurance company pays me to take a policy with them.

 ;D LOL you wish,they probably charge you more cos you been driving too long ::)  I have 34 years NCD and only ever had 9 recognised, damn rip-off merchants all of 'em  >:(  glad Im not in my 20's still wouldnt be able to afford to drive a moped  :P

As for Saga, never had a decent quote off them ever ? Gone with Tesco's again £280 with the credit charge over 10 months made it £320  :y last rip off brokers charged me £28 + for 1 week for the Omega while I sold my Volvo, then I found out the actual company charged £15 the rest was admin, lol. So I cancelled early one month to go, had £18 to come back but got £3, yeah you guessed, admin charge, no idea how they worked it out to be £18 for one month as my premium was £560 grrr  >:(  :'(  that reminds me gotta ring em up for an explanation  :o

I paid 174.00 in December to Aviva for the omega, and also received 85.00 cashback through Quidco.....thats me done for another year...deal or what!!

Blimey Jaykay thats the cheapest quote Ive ever seen lol Quidco is a good idea I heard someone else on about it too  :y tried aviva came back at £340 + no protected NCD  !! laughable  ;D
Title: Re: insurance
Post by: marrus69 on 20 February 2012, 17:11:28
my daughter 19 new vw polo 1.2 fully comp.with red telphone £1.400.it was £1900 for her old clapped out ka when she was 18,cant make that out.
Title: Re: insurance
Post by: TheBoy on 20 February 2012, 17:12:18
I was quoted £170 for the MV6, but it went up around £15, as I swapped all the NCD entitlements around to get an overall cheaper quote for the 3 cars combined (around £700).
Title: Re: insurance
Post by: TheBoy on 20 February 2012, 17:13:43
my daughter 19 new vw polo 1.2 fully comp.with red telphone £1.400.it was £1900 for her old clapped out ka when she was 18,cant make that out.
New cars are often cheaper to insure. Understand its all based on risk, which is all based on stats.  Brand new Polo is less likely to be ragged about by a spotty youth than a £300 KA ;)
Title: Re: insurance
Post by: STMO123 on 20 February 2012, 17:18:24
I have 87 years ncd and my insurance company pays me to take a policy with them.
What`s that then Steve, No Cerebral Density ;D

With ins companies it's usually No Can Do.
Title: Re: insurance
Post by: albitz on 20 February 2012, 17:58:06
I paid 174.00 in December to Aviva for the omega, and also received 85.00 cashback through Quidco.....thats me done for another year...deal or what!!

I paid £360 to Aviva in December for mine. Got full no claims etc. Got 3 points on my licence but it shouldnt make that much difference. :-\
Title: Re: insurance
Post by: TheBoy on 20 February 2012, 17:59:50
I paid 174.00 in December to Aviva for the omega, and also received 85.00 cashback through Quidco.....thats me done for another year...deal or what!!

I paid £360 to Aviva in December for mine. Got full no claims etc. Got 3 points on my licence but it shouldnt make that much difference. :-\
But you're in Essex, init :P

Postcode plays a massive part....
Title: Re: insurance
Post by: Lazydocker on 20 February 2012, 18:56:39
£1700 (ish) for 4 vehicles I/we own and fully comp on any vehicle for any of the 3 drivers ;) But that's a full trade policy ;)
Title: Re: insurance
Post by: albitz on 20 February 2012, 19:47:51
I paid 174.00 in December to Aviva for the omega, and also received 85.00 cashback through Quidco.....thats me done for another year...deal or what!!

I paid £360 to Aviva in December for mine. Got full no claims etc. Got 3 points on my licence but it shouldnt make that much difference. :-\
But you're in Essex, init :P

Postcode plays a massive part....

Maybe I need to move less than 10 minutes away into silly Suffolk then. ::) ;D
Title: Re: insurance
Post by: Vamps on 20 February 2012, 21:16:30
my daughter 19 new vw polo 1.2 fully comp.with red telphone £1.400.it was £1900 for her old clapped out ka when she was 18,cant make that out.

Nothing as strange as insurance for the young, put yourself and the wife? down as drivers on her policy and that will bring it down a bit, well it did for Master Vamps..... :y :y
Title: Re: insurance
Post by: marrus69 on 20 February 2012, 23:12:36
my daughter 19 new vw polo 1.2 fully comp.with red telphone £1.400.it was £1900 for her old clapped out ka when she was 18,cant make that out.

Nothing as strange as insurance for the young, put yourself and the wife? down as drivers on her policy and that will bring it down a bit, well it did for Master Vamps..... :y :y
thanks will sea what happens,no wife though she run off with the pizza delivery boy.
Title: Re: insurance
Post by: henryd on 21 February 2012, 09:20:57
my daughter 19 new vw polo 1.2 fully comp.with red telphone £1.400.it was £1900 for her old clapped out ka when she was 18,cant make that out.

Nothing as strange as insurance for the young, put yourself and the wife? down as drivers on her policy and that will bring it down a bit, well it did for Master Vamps..... :y :y

Same with my son,with myself and the wife added the policy dropped by £150 ???