If a tree falls down and blocks your drive, the council should come and remove it. If Someone said tough luck, its your own stupid fault for living near a tree, what would you say?
Well, seeing as the lardarse council around here has made a pigs ear of trying to adopt out road, if a tree falls, a pothole forms, weeds need killing, or gritting, the residents just have to do it themselves. Yet we still pay the council £1800 a year. Apart from my usual moan of value for money to pay £1800 to have the bins emptied 26 times, do I rattle on...
However, I'm just the stupid kid from the local comprehensive, but if you live next to a river (or reclaimed land, or buy a house on a flood plain), but even I can guess what will happen in periods of sustained, heavy rain. Or if I moved into a house at the end of Heathrow's runways, I'd expect some aeroplane noise. Or if I moved into a house in Brakkers, I'd expect that needing anything on a Saturday afternoon, it would be a significant trip out

The government can't always be to blame. In fact, if you ignore the media, the authorities have had a bit of a success story over this. The number of homes that should have been flooded that haven't is in the order of 10,000%