coming home last night had a vectra pull out on me and suddenly stop with no indication and one brakelight!!
slammed on the anchors but clipped his back bumper knocking it off its bracket and marking the bumper,
couldnt speak english and got out the car and approached the car very violently, Luckily i think that as i was alot bigger than him this put him off,
just kept saying INSURANCE INSURANCE
ended up going to his house round the corner and his 12 year old translating for him, taking pictures etc, i said look its only a bracket i will go to vauxhall buy u another and fit it now! " no no no insurance insurance" so we swapped details,
i hit him about 15mph, his 3 year old was in the back with no seatbelt on! stnading on the back seat!!!
so my insurance company basically said as i went into the BACK of him its technically my fault!!
so im gonna loose 1-2 years no claims for a ten quid bracket!
What a jip!