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[TheBoy]

:yLike i said earlier think ahead & plan your future , which  was instilled into me back in my youth, different back then  live within your means was another piece of advice i took to heart. Only now do i realise how important that was i could buy a brand new car tomorrow if i wanted but do i really need it ? A lot of people got themselves in to debt because it became too easy  me i look after what i have and do not envy anyone else because they have a newer car, bigger house or better pension scheme.

I too am bless with your lack of envy.  Did we have the same dad


But public sector workers still need to accept the fact that their pensions must and will change.

[STMO123]

;DJust like i said SOUR GRAPES.

Lol, just wait, your contractual change will come....like it or not!

No sour grapes here, just a reality check for some

It will indeed come, Mark, and in the not-to-distant future. In education, academies are being rolled out, a great opportunity to change t&c's. No doubt similar schemes will be mooted for the health service and once those two nuts are cracked, then everything else will be quietly privatised. Then, of course, we'll have all the wingeing bastuds saying "It was so much better when we had proper council workers. I don't know who's running what now".

We will, of course, become just like our American cousins, where if you're sick and skint, you die.


I'm off to read 'The fall of the Roman Empire'

[STMO123]

http://www.youtube.com/watch?v=WlBiLNN1NhQ

[2boxerdogs]

Read it at work!! Only kidding.

[TheBoy]

;DJust like i said SOUR GRAPES.

Lol, just wait, your contractual change will come....like it or not!

No sour grapes here, just a reality check for some

It will indeed come, Mark, and in the not-to-distant future. In education, academies are being rolled out, a great opportunity to change t&c's. No doubt similar schemes will be mooted for the health service and once those two nuts are cracked, then everything else will be quietly privatised. Then, of course, we'll have all the wingeing bastuds saying "It was so much better when we had proper council workers. I don't know who's running what now".

We will, of course, become just like our American cousins, where if you're sick and skint, you die.


I'm off to read 'The fall of the Roman Empire'

Outsourcing small departments constantly is another top tip for changing pensions.  Pensions are not covered under TUPE 

[albitz]

:yLike i said earlier think ahead & plan your future , which  was instilled into me back in my youth, different back then  live within your means was another piece of advice i took to heart. Only now do i realise how important that was i could buy a brand new car tomorrow if i wanted but do i really need it ? A lot of people got themselves in to debt because it became too easy  me i look after what i have and do not envy anyone else because they have a newer car, bigger house or better pension scheme & no my lump sum(tax free!!) & pension is all guaranteed too.

It is at the moment. Dont assume it will stay that way. Economic meltdown is about to happen in the Eurozone, and this country will be caught in its wake for several years.
Things will get worse before they get better.

[Auto Addict]

I wasn't going to reply to this, but, my wife works in local government, reasonable salary, 17 years, retirement pension approx £80 per month.

...and no, she won't be going on strike.

So, who is getting all these wonderful pensions your going on about.

[2boxerdogs]

All goes into my account on the 23/9/2011

[Gaffers]

The fact is Geoff that the current arrangements for public sector pensions are not affordable or sustainable, and they were never going to be.

Whats your source for that statement?  It contradicts everything I have read in the media* AND at work

*less the usual scaremoungering from certain newsgroups

[Nickbat]

The fact is Geoff that the current arrangements for public sector pensions are not affordable or sustainable, and they were never going to be.

Whats your source for that statement?  It contradicts everything I have read in the media* AND at work

*less the usual scaremoungering from certain newsgroups

"The Office for Budget Responsibility estimated that there is an annual shortfall of £4 billion between what workers are paying into the schemes and what is being paid out to retired workers, a figure expected to rise to £9 billion by 2015. A sum that has to be picked up by the taxpayer."

Seems neither affordable nor sustainable to me.

Hutton Report, quoted in the Telegraph.
http://www.telegraph.co.uk/finance/personalfinance/pensions/8373775/Hutton-pensions-review-QandA.html

[albitz]

One example. If you want to spend the time Im sure there will be many more. Please note, this is from 2006. The situation is obviously almost immeasurably worse now than it was then.
http://www.thisismoney.co.uk/money/pensions/article-1605645/The-public-sector-pension-burden.html

This also makes interesting reading.
http://www.efinancialnews.com/story/2010-06-14/uk-prepares-for-public-sector-pension-reform

[2boxerdogs]

Just for the record we had a choice 4 or 5 years ago to opt out of our scheme to a different one but there were so many terms & conditions none of us could make head nor tail of it,so we all stayed with the original one (thank god) as we would have lost part of the tax free lump sum.New entrants are not so fortunate either with pay , conditons etc ,whether they will last for 32 years like i have remains to be seen  some of them do the same job as me for£12,000 a year less but these are desperate times & i do realise i am one of the fortunate ones.

[Gaffers]

The fact is Geoff that the current arrangements for public sector pensions are not affordable or sustainable, and they were never going to be.

Whats your source for that statement?  It contradicts everything I have read in the media* AND at work

*less the usual scaremoungering from certain newsgroups

"The Office for Budget Responsibility estimated that there is an annual shortfall of £4 billion between what workers are paying into the schemes and what is being paid out to retired workers, a figure expected to rise to £9 billion by 2015. A sum that has to be picked up by the taxpayer."

Seems neither affordable nor sustainable to me.

Hutton Report, quoted in the Telegraph.
http://www.telegraph.co.uk/finance/personalfinance/pensions/8373775/Hutton-pensions-review-QandA.html

Not so bleak according to the NAO:

 http://www.nao.org.uk/whats_new/0910/0910432.aspx

I agree that things have to change but some of the stuff being quoted on here is spin.  Now if I wanted to reform something to my favour would I massage reports and findings or even better put it under the nose of the press....hmm.....cynical, moi?

[Bionic]

geoffr70 obviously does not believe anyone should be allowed their own opinion.
I wrote what I believe to be the truth and obviously many lies will be told to cover up the true facts of the Public Sector 'benefits' the general public will never be allowed to enjoy!
Consider this - Public Sector (servants as they were once called) are rel;ied upon to perform their tasks accurately and efficiently to benefit the public who have required their service for one reason or another. Logically therefore if they are so adamant that they serve the public well they should not be allowed to strike because all that happens is that they cause mayhem and yet more difficulties for others. Empathy? They do not know the meaning of the word, or symapathy comes to it. The only thing that concerns them is their own lifestyle and sod the rest. For many of them who constantly make mistakes even when provided with the correct, accurate and proven information the only penalty should be the sack! That applies to any and all Public Sector workers. Why is my wife paid less in the private sector than her equvalent in the public sector? Is there a valid reason? Of course not and thereby ends the tale......
Thankfully comments of the like he made are a very small minority of the responses and give a far more accurate picture of what is felt by the majority.
ALL pensions should be calculktaed using the same formulae and rules. We all work and pay taxes so there should marally be no difference in the pension scales and payments! That is I suppose too fair for them to accept though.
No apologies from me then! 

[2boxerdogs]

 8-)I earnt & deserved everything i got, there will always be those who have & those who have not ,just a matter of making the right decisions   if you are not satisfied with your job or conditons look to better yourself ,I did & am now reaping the benefits  better then being bitter & twisted!!