Just found that halifax STOLE £160 from a childrens savings account to pay a credit card when I asked for the card to be put on stop while I sorted the loan. 
The account is in the name of my daughter
That is more accounts to take off them 
So Saturday we set up 3 childrens accounts else where!
is you kids account in any way shape or form linked to the credit card account, if it is then this in not actually illeagle but may be unlawful if not totally unethical, check out consumer action group on the web
www.consumeractiongroup.co.uk/, its a consumer based forum similar to OOF, they will give you good advice, at the end of the day is not you daughters debt its the card holders, go see them in the branch, EXPLAIN to them nicely that is the money is not place back into the acount you will see the police as this in your eyes is theft, then threaten them with the trading standards and threaten to report them to the oft and then mention that your local rag may also be interested in this story in this current climate of penalty charge reclaims n the such and more bad press would not do them favors, i shouldnt be suprised if they put the money back within 24 hours
