Omega Owners Forum

Please login or register.

Login with username, password and session length
Advanced search  

News:

Search the maintenance guides for answers to 99.999% of Omega questions

Pages: 1 2 [3]  All   Go Down

Author Topic: Insurance write off  (Read 3128 times)

0 Members and 2 Guests are viewing this topic.

feeutfo

  • Guest
Re: Insurance write off
« Reply #30 on: 09 October 2011, 20:01:16 »

But there's the thing. Nobody is checking what the repair centre is assessing. Not saying, "no you don't need that, you don't need this, fit a cheaper part here" etc.

Give the repairer free rain to fit their own parts! As many as they like. Rather than what's actually needed!
Logged

Lazydocker

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Woodbridge, Suffolk
  • Posts: 18848
  • Constantly Bullied by a certain Admin
    • View Profile
Re: Insurance write off
« Reply #31 on: 09 October 2011, 20:03:35 »

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!
There seems to be a story there - the assessor couldn't be arsed to turn up, so he took it to the assessor.
Which surely proves that the damage is cosmetic ::)
He has been using it, think the pikey bar took the brunt. Bumper definately cracked.

Speaking to him, unclear if boot floor has rippled though....
But if he drove it down for an inspection then it can't be more than cosmetic damage, Even if the boot floor has rippled  ;)

Does the tailgate open and shut properly? ???
Logged
Whatever it is... I didn't do it

feeutfo

  • Guest
Re: Insurance write off
« Reply #32 on: 09 October 2011, 20:06:07 »

has an engineer actually seen the damn car? or has it been to a repair centre for examination?
if not then do not!! let them take the car!!
There seems to be a story there - the assessor couldn't be arsed to turn up, so he took it to the assessor.
Which surely proves that the damage is cosmetic ::)
He has been using it, think the pikey bar took the brunt. Bumper definately cracked.

Speaking to him, unclear if boot floor has rippled though....
But if he drove it down for an inspection then it can't be more than cosmetic damage, Even if the boot floor has rippled  ;)

Does the tailgate open and shut properly? ???
of course, but cosmetic damage can still add up to more than the car is worth?

Sorry, I'm still applying my own situation to this thread? Is it not similar though.
Logged

Lazydocker

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Woodbridge, Suffolk
  • Posts: 18848
  • Constantly Bullied by a certain Admin
    • View Profile
Re: Insurance write off
« Reply #33 on: 09 October 2011, 20:10:27 »

of course, but cosmetic damage can still add up to more than the car is worth?

Sorry, I'm still applying my own situation to this thread? Is it not similar though.
Yes, but cosmetic damage can only ever be CAT D (Uneconomical Repair) whereas yours had some mechanical damage too ;)

Although a similar situation (in that it is the cost of repair that has proven it "uneconomical" in the eyes of the Insurance Company) his is actually recorded as minor damage and needs nothing doing by ways of an inspection :y
Logged
Whatever it is... I didn't do it

Omegatoy

  • Omega Baron
  • *****
  • Offline Offline
  • UK
  • Posts: 3688
    • View Profile
Re: Insurance write off
« Reply #34 on: 09 October 2011, 20:37:18 »

EEEK,
Hold on a min, which laguna is this? the one with the keyless entry 5 door hatchback type thing?
ncap rating 5 star?
if it is then i may understand why they say its a writeoff!! when these first came out we were delivering them all over the country from southampton, one of the guys slid off  his ramp as it was raining and slightly damaged the sill, to the companies horror, they were told it was a write off!

why ? because body panels cannot be replaced and retain the structural rigidity of the original build,
believe it or not, at least twenty were written off in 4 years with similar minor damage, maybe a little bump in the rear panel, or a dent in the floor pan, or any small body damage, was not allowed to be repaired? :-X sounds stupid i know but maybe thats why the engineer couldnt be arsed to come out to another renault?

05omegav6

  • Guest
Re: Insurance write off
« Reply #35 on: 09 October 2011, 22:08:50 »

Hmmm, in my case the engineer is at head office, they haven't seen mine either, only the grossly inflated estimate.
But there's the thing. Nobody is checking what the repair centre is assessing. Not saying, "no you don't need that, you don't need this, fit a cheaper part here" etc.

Give the repairer free rain to fit their own parts! As many as they like. Rather than what's actually needed!

Exactly, 2 out of 3 prangs in mine resulted in a conversation with a person and a clip board. Only 1 of 3 involved a second assement by an actual engineer. ::)

Prang 1. OSR quarter, tailgate, light and corner of boot floor-damage contained by pikey hook. Retail parts £1300, labour 4 days. Insurance estimate £5000. Actual cost £1800.

Prang 2. Bonnet and front bumper. Third party accepted full liability, car repaired at local Vx garage. Repair cost £1850. Paid in full, no arguing.

Prang 3. Bonnet, wings, slam panel, headlights, radiator and condensor. Retail parts £2000, labour 6 days. Insurance estimate £5800. Actual cost £1100 ish.

I only get a replacement cab if Third party accepts FULL liability, as they cost £100pd, Prang 1 resulted in 6 weeks car hire, £4200, Prang 2 was 4 days car hire, £400.
For this reason NEVER a courtesy car unless someone else is paying. :-X
Logged
Pages: 1 2 [3]  All   Go Up
 

Page created in 0.013 seconds with 16 queries.